Members of U of P Credit Union

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3900 Chestnut Street; Philadelphia, PA; 215-898-8539

 

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Shared Branch/Co-Op Network

Virtual Branch

3900 Chestnut Street
Philadelphia, PA 19104

Ph: (215) 898-8539
Fax: (215) 573-2163

Teller Line:
1-800-388-8380
3 Digit Credit Union Identifier: 968

uofpcu@pobox.upenn.edu

Report Lost or Stolen Debit Card after Hours:
(800) 472-3272

 

 

 

Loans

Quick Loan Calculator (not a guarantee of credit).

Loan Application (PDF)

For any of our loans you must be a member of this credit union.

You may submit a loan application with a $5.00 cash deposit to open your account if you have the minimum of six (6) months employment within our field of membership or 2 yrs minimal for Easy Credit Loan.

Submit application with most recent pay-stub.

Fully Secured
You can borrow up to the amount of your savings. Your savings are frozen as collateral against the loan balance.


Holiday / Vacation Loan
You must have excellent credit history. No shares are pledged. Maximum $10,000 minimum $1,000. Maximum repayment period is 12 months.

Special Vacation loan promotions run each year from March 1st - September 1st
Special Holiday loan promotions run each year from October 1st -Feb. 28th


Extended Holiday / Vacation Loan
You must have excellent credit history. No shares are pledged. Maximum $10,000 minimum $1,000. Maximum repayment period is 24 or 60 months.


Home Equity Loan
No shares pledged. Minimum $5,000 maximum $150,000. Finance 80% of current appraisal minus current mortgage balance up to $150,000. Allow 30 days processing after receipt of application.


New Car Loan
No shares pledged. Bring in Dealer write-up. Check is made payable to the dealer. We finance 100% of purchase price up to $45,000. We offer pre-approvals.


Used Car Loan
No shares pledged. Bring in Dealer write-up. Check is made payable to the dealer. We finance 100% of purchase price up to $30,000. Car cannot be older than 5 years. We offer pre-approvals.


Debt Consolidation Loan
Maximum is $10,000 repayable over a 3, 4, or 5 year period. Bring all bills to be paid with this loan. Checks will be made payable to you and the individual creditors and mailed from this office. Rates depend on term and amount of loan.


Computer Loan
No shares pledged. You must bring in write-up for computer you are buying. Check made payable to you and computer store. Maximum is $5,000 for a maximum of 36 months.


Personal Loan
10% of the loan balance has to be pledged in shares as collateral. Maximum is $10,000 with a repayment period of 5 years.


Line of Credit Loan
No shares pledged. Maximum is $10,000. Once approved for this loan you must be eligible to receive advances in the minimal amounts of $200. Must have good credit history.


Easy Credit Loan
Limited to 1 loan every 4 months. $1,500 or $1,000 repayable in 4, 6 or 12 months. You must already be on payroll deduction, have $250 or $400 in savings, 24 months of employment, and cannot have any other loan or credit card with us. If you have no credit problems, apply for one of the other loans at a lower interest rate.

U of P Credit Union

NCUA    EOL      EHL

Your savings federally insured to at least $250,000.00, National Credit Union Administration, a U.S. Government Agency.
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